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Last year Virginia DMV suspended the licenses of over 432,000 Virginia drivers for not being able to pay fees related to driving fines. Many of these people have not stopped driving, which means that more and more Virginia drivers are driving without any kind of insurance.
Many people are losing their jobs and are unable to pay the fines they get for traffic tickets. A lot of them are still driving to look for work or keep the jobs they have and thus there are more uninsured motorists on the road now. The problem is getting worse every day and is leading to an increase in hit-and-run accidents.
It is very important for you to
make sure that you have enough uninsured motorist insurance because your chances of getting in a wreck with an uninsured motorist is increasing every day. Please read my library
article about the importance of having plenty of uninsured motorist insurance. One bad accident where you are hit by an unisured driver could lead to hundreds of thousands of dolars in medical bills and bancruptcy for you and your family.
Please protect yourself, the cost is minimal and the risks are increasing every day.
I just talked to a lady on the phone about her accident that happened last year. She told me she was driving down a coutry road, rounded a curve and swerved to avoid hitting a dog. She rolled her jeep five times and it was a miracle that she escped the wreck alive.
She broke her collarbone and her wrist in two places and has had complications from the accident that have caused her to have terrible back problems.
She called us because the insurance company won't return her phone calls and won't pay for her medical treatment that she needs.
She has been trying to deal with them for over a year and get this resolved and when it comes to getting money out of the insurance company she might as well try and get blood from a stone.
Insurance companies are not interested in helping you with your problems. They are for-profit companies that exist to take your insurance premiums and not return the favor when you need them the most.
If you've been involved in an auto accident, are you aware that you're leaving a lot of money on the table when you decide to settle with the insurance companies? Many people who are involved in car wrecks are not aware that insurance companies will do anything they can to give people as little as possible for their accident injury claim.
Take, for example, a woman who was rear-ended and filed a claim with the other driver's insurance company. She suffered minor back injury that actually escalated into major back problems months after the accident. Because she was unaware that insurance companies care more about money than they do about helping injured people, she ended up with only $400 and a host of back problems that went untreated because she didn't have the money to go see a doctor.
If this woman had hired a personal injury lawyer, she probably would have received thousands more dollars for her claim. Don't make the same mistake that this woman made! Did you know that:
• Many physicians or chiropractors will accept a lien whereby their fees are paid out of the amount you receive on your claim.
• Oftentimes, symptoms of soft tissue injuries do not show up until long after an accident. That's why it's important to see a doctor immediately following an accident to ensure proper treatment.
If you've been involved in an auto accident in the Richmond, Virginia area, make sure to hire an experienced personal injury lawyer who specializes in helping people with auto accidents
I just posted a new library article about uninsured motorist coverage. Virginia is one of the states that does not require drivers to have insurance. What would you do if you were injured in an accident by a driver with no insurance? Could you afford the medical bills that even a minor injury can cause?
You should make sure you have enough uninsured motorist coverage, I urge you to review your policy and get as much UM coverage as you can afford. Higher coverage is not much more expensive and you may need to use it someday.